Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)
Central Scheme (All India)
Health
Application Mode: MIXED
Active
Quick AI Summary
World's largest government-funded health insurance scheme offering cashless family cover up to Rs. 5 Lakhs per year for secondary and tertiary care.
Detailed Summary
AB-PMJAY targets bottom 40% poor and vulnerable population, providing secondary and tertiary hospitalization cover. A Parliamentary committee has recommended increasing the coverage to Rs. 10 Lakhs, but this is not yet active.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
| Key Benefits | - Cashless health cover of Rs. 5 Lakhs per family per year. - Covers pre and post-hospitalization costs, diagnostic services, and medicines. - No limit on family size, age, or gender. |
Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| state id | = 3 |
Application Process Guide
- Check eligibility online on PMJAY portal, visit nearest Ayushman Mitra at empaneled hospitals, or apply at CSC center.