Deendayal Antyodaya Yojana – NRLM & NULM Finance

Central Scheme (All India) Finance Application Mode: OFFLINE Active
psychology Quick AI Summary

Provides revolving fund, community investment fund, and interest subvention on bank loans to women self-help groups (SHGs).

Detailed Summary

NRLM (rural) and NULM (urban) aim to reduce poverty by organizing poor households into SHGs and providing bank credit linkages.

Key Benefits & Financial Assistance

Comparison Criteria Benefits
Key Benefits - Revolving fund of Rs. 10,000 to Rs. 20,000 to SHGs. - Interest subvention lowering bank loan interest rate to 7% (or 4% on prompt repayment).

Eligibility Criteria Profile

Comparison Criteria Eligibility
- Rural and urban poor women organized into registered Self Help Groups (SHGs).

Application Process Guide

  1. Apply through local block development office, urban local bodies (ULBs), or bank linkage managers.