Pradhan Mantri Jan Dhan Yojana (PMJDY)
Central Scheme (All India)
Finance
Application Mode: ONLINE
Active
Quick AI Summary
National mission for financial inclusion ensuring access to financial services like savings bank accounts, remittance, credit, insurance, and pension.
Detailed Summary
PMJDY provides basic savings bank accounts to unbanked individuals with no requirement of minimum balance. Accounts can be opened at any bank branch or Business Correspondent outlet.
Key Benefits & Financial Assistance
| Comparison Criteria | Benefits |
|---|---|
| Key Benefits | - Zero balance savings bank account. - RuPay debit card with built-in Rs. 2 Lakhs accidental insurance cover. - Overdraft facility up to Rs. 10,000 for eligible account holders. |
Eligibility Criteria Profile
| Comparison Criteria | Eligibility |
|---|---|
| age min | >= 10 |
| state id | = 3 |
Application Process Guide
- Visit the nearest public sector bank branch, cooperative bank, or authorized Bank Mitra (BC) agent with KYC documents.